Saving up? For what? For when?

Mutarrif ؓ reported on the authority of his father: I came to Allah’s Apostle ﷺ as he was reciting:

بسم الله الرحمن الرحيم

أَلْهَاكُمُ التَّكَاثُرُ

حَتَّى زُرْتُمُ الْمَقَابِرَ

كَلَّا سَوْفَ تَعْلَمُونَ

ثُمَّ كَلَّا سَوْفَ تَعْلَمُونَ

كَلَّا لَوْ تَعْلَمُونَ عِلْمَ الْيَقِينِ

لَتَرَوُنَّ الْجَحِيمَ

ثُمَّ لَتَرَوُنَّهَا عَيْنَ الْيَقِينِ

ثُمَّ لَتُسْأَلُنَّ يَوْمَئِذٍ عَنِ النَّعِيمِ

“Competition in [worldly] increase diverts you. Until you visit the graveyards. No! You are going to know. Then no! You are going to know. No! If you only knew with knowledge of certainty… You will surely see the Hellfire. Then you will surely see it with the eye of certainty. Then you will surely be asked that Day about pleasure.”

(Chapter 102, Surah At-Takathur, Ayah 1-8)

He ﷺ said: “The son of Adam claims: My wealth, my wealth.” And he (the Holy Prophet ﷺ) said: “O son of Adam, is there anything as your belonging except that which you consumed, which you utilised, or which you wore and then it was worn out or you gave as charity and sent it forward?”

(Sahih Muslim)

“And spend (in charity) of that with which We have provided you before death comes to one of you, and he says: ‘My Lord! If only You would give me respite for a little while (i.e. return to the worldly life), then I should give charity  and be among the righteous.’ ”


“And what is the matter with you that you spend not in the cause of Allah? And to Allah belongs the heritage of the heavens and the earth.”(57:10)

“And whatever you spend in good, it will be repaid to you in full, and you shall not be wronged.”


“There should be no envy except it the case of two: A man whom Allah gives wealth, so he is able to spend it on the truth, and a man whom Allah gives wisdom so he judges and teaches with it. ”

(Sahih Bukhari)

“Which of you loves the wealth of his heir more than his own wealth” The Companions said: “O Allah’s Messenger! There is none of us but loves his own wealth more.” He (SAW) said: “His wealth is that which he has sent forward, but that which he retains, belongs to his heir”

(Sahih Bukhari)

“There is no day that dawns upon the servants but two angels descend during it. One of them says, ‘O Allah! Give to the person who gives (in charity)’; while the other one says, ‘O Allah’. Destroy the one who withholds (charity, etc.).”

(Sahih Bukhari)

“Beware of stinginess! It was being stingy that destroyed those before you. It incited them to shed blood and make lawful what was prohibited for them.”

(Sahih Muslim)

Narrated Abu Huraira: I heard Allah’s Apostle saying, “The heart of an old man remains young in two respects, i.e., his love for the world (its wealth, amusements and luxuries) and his incessant hope.”

(Sahih Bukhari)

Abu Umama reported Allah’s Messenger (may peace be upon him) as saying: O son of Adam, it is better for you if you spend your surplus (wealth), but if you withhold it, it is evil for you. There is (however) no reproach for you (if you withhold means necessary) for a living. And begin (charity) with your dependants; and the upper hand is better than the lower hand.

(Sahih Muslim)

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